Appraisal services for Cliffside Park and Bergen County homeowners
Here are the top 7 reasons why NJ homeowners hire Gold Coast Appraisal Group LLC:
Do you own a home in or near Cliffside Park? Do you need help deciding the value of your real estate?
At Gold Coast Appraisal Group LLC, we understand the individual needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value report than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Gold Coast Appraisal Group LLC, we're seasoned in helping clients just like you dismiss unneeded PMI insurance.
Challenging property tax assessments
Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Gold Coast Appraisal Group LLC is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your property is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Gold Coast Appraisal Group LLC can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Gold Coast Appraisal Group LLC offers field reviews where we go out and check the subject and comps in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.
Got a Question?
Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.