Real estate appraisal services for homeowners in the city of Cliffside Park and Bergen County
See the top seven reasons why NJ homeowners order from Gold Coast Appraisal Group LLC:
Do you own a home in or near Cliffside Park? Do you need help deciding the value of your real estate?
We at Gold Coast Appraisal Group LLC understand the unique needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Gold Coast Appraisal Group LLC, we're qualified in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge Tax Assessment
If you live in a local area that is going down or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An expert appraisal from Gold Coast Appraisal Group LLC is your #1 weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Gold Coast Appraisal Group LLC can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you would like to have a professional double-check it for precision or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Gold Coast Appraisal Group LLC offers field reviews where we go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.
Got a Question?
Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.