Attention homeowners in Cliffside Park and Bergen County: Get an Appraisal today!
Here are the top seven reasons why NJ homeowners order from Gold Coast Appraisal Group LLC:
Own a house in or near Cliffside Park, NJ and need help deciding the price of it?
At Gold Coast Appraisal Group LLC, we understand the individual needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Gold Coast Appraisal Group LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.
Need to cancel PMI?
A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Gold Coast Appraisal Group LLC, we're experts in helping people just like you delete unneeded and unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that is going down. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Gold Coast Appraisal Group LLC is your perfect weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be difficult and inconvenient from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Gold Coast Appraisal Group LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would wish to have an expert double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Gold Coast Appraisal Group LLC can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Gold Coast Appraisal Group LLC can help with that too. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.
Got a Question?
Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.